Your financial freedom is intact
Stay with your own bank. We don't hold your money or control your accounts. You stay in control.
SpisePay is designed around everyday spending pots.
Plan ahead, stay in control, and enjoy more peace of mind.
Stay with your own bank. We don't hold your money or control your accounts. You stay in control.
Pay how you want — card, mobile, bank transfer or cash. SpisePay works with your life.
Create budgeting that suits your needs and goals. Plan ahead and make every pound count.
Whether it's just you, or you're managing money together, SpisePay has everyone covered.
Keep an eye on children's spending and help them build, train and maintain better financial habits.
Every feature is designed to give you clarity before money leaves your account.
Create pots for every category — groceries, transport, bills, savings. Set limits, track progress, and always know what's left to spend. No spreadsheets. No guesswork.
Set savings goals and track your progress automatically. Whether it's a holiday, a new car, or an emergency fund — SpisePay keeps your goals front and centre.
Clear, visual spending breakdowns help you spot patterns, cut waste, and make better decisions. Powered by Open Banking — connected securely through authorised providers.
SpisePay is being developed to support secure account connection through regulated Open Banking providers. We will never ask for your bank password or PIN.
Connect only the accounts you choose.
Open Banking redirects you securely through your bank or authorised provider.
We explain what data is used, why it's needed, and how you can manage your consent.
Open Banking services are provided by Finexer Ltd, authorised by the Financial Conduct Authority (FRN 925695) as an Authorised Payment Institution.
SpisePay is launching soon. Join the waitlist to get early access, launch updates, and exclusive features for our founding members.
We'll be in touch when SpisePay launches. Watch your inbox.
SpisePay is a budgeting and financial-technology business. We build software that puts you in control of your spending — not the other way around.
We're a UK company, registered in England and Wales. Our registered address is 3rd Floor, 207 Regent Street, London, W1B 3HH.
SpisePay is not a bank. We don't hold your funds or control your accounts. Where regulated Open Banking services are available, they are provided by authorised payment institutions.
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